In the Pool

Cindy's Layered Templates: Photo Palooza 672 by Cindy Schneider

From Style Queen by Mommyish:
CU Buttoned Up #30, CU Flowers #68, CU Botanicals #2 (leaves), CU Valentine Bits #2 (heart),
CU Ribbon Bits #51, CU Basics #74 plaid patterns, Pretty Patterns Layer Styles Hand-drawn Set 1 (on tag and paper flags)

From Amy Wolff:
Mega Solids Paper Pack #1 (sandy beige paper), Mega Solids Paper Pack #2 (lime paper),
Mega Solids Paper Pack #3 (teal paper), Mega Solids Paper Pack #5 (leaf green paper, aqua paper)