When I'm on a CT/Guest CT, I'll start with the designer's kit or template and then choose photos. Otherwise, I choose the photo(s) that I want to scrap and then choose a kit - I'm almost always a one-kit scrapper.
I rarely do challenges anymore, because they tend to really limit me. I will say, though, that the Summer Scrap-A-Thon (and other SSD scrapping events) got me scrapping subjects that I never would have done on my own yet I loved the challenge; there were some that I really didn't care to do, though. I have tons and tons of kits and templates, so I have a lot to choose from, and I usually spend time thinking about which kit and/or template would ld be the best for the particular photos.
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