I have the 21 inch. I REALLY debated between the iMac and laptop, but in the end I couldn't stomach the extra money for the laptop. Having said that, I've never scrapped on a laptop. I went from a pc to the iMac and the larger screen is SO awesome! I don't see myself ever giving up the larger screen for portability.
I bought the iMac without any extras, and it does run fairly slow once I've been working in photoshop for a while. Next time, I will know better. This time around I had just gotten into digital scrapbooking and didn't really think about needing anything extra...
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