Out of the 39 pages in my SSD gallery, 7 are from templates. So... that's about 17% of the time. Part of the creative fun for me is laying out my page. I went to college for graphic design and art... so this is what I love to do and I can do it pretty fast. If it was a hurdle or if I didn't find it enjoyable I would totally do templates all the time.
I love using templates when I'm in a rut or if I just really love the layout of the template! Some template designers think differently than I do (like Cindy, especially) with her many many papers, so it's fun to use a template that is different from my usual style. I also love templates like Nettio's who constantly comes up with such unique ways to design a page.
