jessica31876
02-10-2012, 02:00 PM
My husband and son left the house last July 22nd just to pick up dinner. Our lives changed forever that day and the accident that they were in. My husband has lost balance, he has lost memories, he had almost every rib broken in several places, his liver had a laceration and now scar tissue where the laceration was. His right eye no longer reacts to light and his peripheal vision is effected. His lungs collapsed and he does not have full breathing capabilities in the right side now.
All we want is answers. We had uninsured motoritst coverage and PIP and the guy who hit my husband had liability for the very minimum amount required by law. However all but a small amount for the wrongful death of our son is being held for a lien medicare has on any money recovered. We most likely will not receive anything from this accident and at this point every doctor's visit he goes to we pay our share of cost out of pocket and after it is all said and done could very well end up owing a whole lot of money out
Well today my husband went with our daughter to the ophthalmologist to find out about his pupil not reacting to light in his right eye and the blurriness he has in that eye. The doctor asked my husband and daughter "How do you know this was not a pre-existing condition from prior to this accident?" My daughter showed him pictures on her IPOD that shows his eyes are normal before the date of the accident and he said they are not good enough to prove it was not there. My husband told him well I have been with my wife for almost 21 years I think she would have noticed it since she is the one who did tell the doctor at the hospital and the dr in the hospital seemed to think it was from the accident.
It kinda made me feel like he was insinuating we are searching for more damage to blame on this boy who caused the accident as if we will gain something from that. In fact we just want to know what there is to deal with. This boy had nothing and had the very minimal coverage. He was not charged with the injuries to my husband nor the death of my son. His financial obligaion after the accident has been 180 or so dollars for a ticket and to get a new vehicle. He was not hurt or if he was it is minimal.
Our PIP coverage is exhausted long ago. My husband's hospital bills totalled almost 1/2 a million dollars from his hospital stay. What money we had coming from the other guy's policy in addition the money that was offered from our under insured/uninsured coverage is being held to pay back medicare for what they have had to pay for since they put a lien on it all (and trust me the amount they say is owed is far more then the amount of insurance available).
What do we possibly have to gain to continue trying to get answers for the problems my husband is having from this accident when all it is going to do is cost us more money and just give us the knowledge to be able to deal with what is happening? We cannot sue the guy who hit him because he has nothing and his insurance company has offered the limits of his policy and therefore is no longer financially liable for anything more. All of that is also being held until they decide what to do with the lien medicare has.
This visit was not supposed to be focused on placing blame or having the doctor determine yess it came from the accident (we know it did though) it was to give us an explanation as to why his eye is not reacting to light and why he now has blurry vision. At this point I dont really care why it is that way (meaning who is to blame for it being like that). Id just like to know is it going to stay that way? Can it be repaired? Will it get worse? But from what my husband and daughter said the doctor focused more on trying to put the injuries as a result of something else outside of the accident.
We are doing it just to get the answers and for the dr to behave in a way that insinuates my husband did not know when he sustained the injuries and is just trying to blame this accident is insulting and extremely upsetting to me. I know what my husband's eyes looked like before he had that accident on July 22nd and what they are like now. I know there are issues that are still coming up because of the accident and all I want/all my husband want's is to be able to deal with it all and find solutions to those problems that can be repaired. We know alot of the things are a result of the accident already. We are not asking the doctor's to say yes it definitely came from the accident like we need them to so we can use it in litigation. There wont be any litigation. At this point all we are focused on his trying to help my husband recover to the fullest extent he can
All we want is answers. We had uninsured motoritst coverage and PIP and the guy who hit my husband had liability for the very minimum amount required by law. However all but a small amount for the wrongful death of our son is being held for a lien medicare has on any money recovered. We most likely will not receive anything from this accident and at this point every doctor's visit he goes to we pay our share of cost out of pocket and after it is all said and done could very well end up owing a whole lot of money out
Well today my husband went with our daughter to the ophthalmologist to find out about his pupil not reacting to light in his right eye and the blurriness he has in that eye. The doctor asked my husband and daughter "How do you know this was not a pre-existing condition from prior to this accident?" My daughter showed him pictures on her IPOD that shows his eyes are normal before the date of the accident and he said they are not good enough to prove it was not there. My husband told him well I have been with my wife for almost 21 years I think she would have noticed it since she is the one who did tell the doctor at the hospital and the dr in the hospital seemed to think it was from the accident.
It kinda made me feel like he was insinuating we are searching for more damage to blame on this boy who caused the accident as if we will gain something from that. In fact we just want to know what there is to deal with. This boy had nothing and had the very minimal coverage. He was not charged with the injuries to my husband nor the death of my son. His financial obligaion after the accident has been 180 or so dollars for a ticket and to get a new vehicle. He was not hurt or if he was it is minimal.
Our PIP coverage is exhausted long ago. My husband's hospital bills totalled almost 1/2 a million dollars from his hospital stay. What money we had coming from the other guy's policy in addition the money that was offered from our under insured/uninsured coverage is being held to pay back medicare for what they have had to pay for since they put a lien on it all (and trust me the amount they say is owed is far more then the amount of insurance available).
What do we possibly have to gain to continue trying to get answers for the problems my husband is having from this accident when all it is going to do is cost us more money and just give us the knowledge to be able to deal with what is happening? We cannot sue the guy who hit him because he has nothing and his insurance company has offered the limits of his policy and therefore is no longer financially liable for anything more. All of that is also being held until they decide what to do with the lien medicare has.
This visit was not supposed to be focused on placing blame or having the doctor determine yess it came from the accident (we know it did though) it was to give us an explanation as to why his eye is not reacting to light and why he now has blurry vision. At this point I dont really care why it is that way (meaning who is to blame for it being like that). Id just like to know is it going to stay that way? Can it be repaired? Will it get worse? But from what my husband and daughter said the doctor focused more on trying to put the injuries as a result of something else outside of the accident.
We are doing it just to get the answers and for the dr to behave in a way that insinuates my husband did not know when he sustained the injuries and is just trying to blame this accident is insulting and extremely upsetting to me. I know what my husband's eyes looked like before he had that accident on July 22nd and what they are like now. I know there are issues that are still coming up because of the accident and all I want/all my husband want's is to be able to deal with it all and find solutions to those problems that can be repaired. We know alot of the things are a result of the accident already. We are not asking the doctor's to say yes it definitely came from the accident like we need them to so we can use it in litigation. There wont be any litigation. At this point all we are focused on his trying to help my husband recover to the fullest extent he can