Have you ever heard of Dave Ramsey? He is a financial expert with a ground-breaking plan to become debt free. When my girlfriend told me that she was going to pay off her mortgage in full I thought she was CRAZY. But then I listened to Dave on the radio (he also has a show on CNN) I was intrigued to read his book,
The Total Money Makeover.. I was so captivated I stayed up till 2am reading it, lol! It has changed our life. Not exaggerating. In the past few months we have been able to put aside a $1000 emergency fund, pay off my gym membership, 1 credit card and a bill we had to Dell for my dh's laptop. By the end of the summer we will have payed off our Jeep in full. We are NOT rich people, btw.
HERE is his website. I hope you look into it!
Oh, and the book is VERY easy to read. I can assure you that I do not get financial language one little bit, but I understood everything he had to say. He writes in regular everyday lauguage and is quite funny actually.