Another fan of the American Crafts albums here. I use their 8.5x11 D-Ring Cloth albums and I really, really love them. I just combine my 8.x11 pages and my 8x8 pages into the same album.
My albums are set up based on Stacy Julian's Library Memories system. I've got four main albums: Us, People, Places, Things. The pages within the albums are divided into sections, some based on theme, some chronologically, depending on the topic.
Here's what mine look like:
