BofA sucks! Big Time. I closed my account with them about a year ago. I had auto pay and it was set to come out on my payday which was the day after Christmas. I didn't have the money beforehand to cover my car payment which is why I scheduled it when I did. I purchased a Christmas tree which I did have money for in the account and then had a freak out when I saw my account overdrawn when my paycheck was pending. I was livid. What was the point of scheduling a payment when it happened earlier. I emailed them repeatedly and their excuse was that it was car company's decision to take the money early and they had no control. I said you're the bank, you can hold the money until it is due to be paid. They gave me the runaround. So at the New Year I opened an account with NBA and never looked back. I hate BofA with a passion.
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