We always do separate checks, even for military spouse events where it ends up being like 10+ checks and it's never an issue.
But if that's not an option, then I think it's up to you to be an advocate for your own meal. I know when I've gone out with friends, I'm not sitting there mentally calculating whether I ordered more or less than someone else and especially if they we're both ordering drinks and sharing meals, they probably figured it was just easier to split. Most people avoid doing math when they can, haha - I doubt they're purposely trying to get you to pay for their meal.
If you're the one on a budget, I'd say the best thing you can do is to a) make sure you bring cash and b) be proactive about asking to see the bill and offer to calculate what everyone owes. Most people are grateful not to have to figure it all out plus you avoid the whole awkward let's not split it convo after they've suggested it. Just make sure you pay enough for tax and tip. If they're your friends it shouldn't be a big deal.
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