I'm impressed with what you have done so far! I didn't even decide how I was going to scrap 2021 until Cindy released her Universal Album on Black Friday last month. I've got January & February done, and March-June have pictures in the templates but no journaling or kit.
On a positive note, however, my 2019 album only lacks ONE PAGE (though I can't remember where I saved it and may have to start over on it, lol), so the next time Shutterfly has free pages, I'll be ready!
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