Lori, my dear friend's husband just had this happen about two months ago - the parking lot incident. I know we are in different states, but he thought for sure he was at fault and he immediatly reported it to his insurance. A couple weeks later he got a letter stating that it was a 50/50 and therefor he wasn't responsible for the damage done to the girl's car. Maybe this will be the case for you as well.
Sorry to hear about the death in the family.
Hope things look up soon for you.
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