Thread: QOTW: Spending
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Old 01-18-2021, 05:47 PM
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Kimberly27 Kimberly27 is offline
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We are spending a little less bc we aren't buying gifts but other wise it is about the same. We have a monthly budget we make and follow, We an app called Mint and Every Dollar to keep track of our spending. I am bad about check receipts but trying to do better. We have one kiddo going to college in 18months so we are putting away as much money as we can...we don't do loans or any kind of debt so are going to need a lot of cash for that. We also need a new dishwasher...ours is falling apart. So we are doing a lot of saving money right now...but the budget helps with that thankfully. I can feel free to buy clothes, go out to lunch/dinner etc because I have money set aside at the beginning of the money for stuff. It is kind of like we sit down on January 1 and spend all our money on paper then as the month goes along we can adjust as needed if things pop up.
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