I'm so sorry to hear of the sudden passing of your mom, big hugs!!! Please accept my deepest condolences!
1) If I pay someone to do this is that scrap for hire and crosses over into commercial use territory? As the consumer, you are not responsible for tracking the commercial use requirements, the person/company you work with will need to understand anything related to CU.
2) if I end up doing it myself Is it commercial use? Not unless you are selling it.
3) does anyone have any layouts that are similar to this? I don't, but I bet you could find some inspiration on Pinterest.
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