I always use one of Cindy's templates for event/milestone pages as I'm over my head composition-wise once I am using more than 2 photos.
For moment pages, I will often use a template but not always. I watch a lot of paper scrappers on YT so sometimes I will emulate their style or lift one of their pages instead of using a template.
Layout design is the part of scrapping I'm least skilled in so I don't mind using templates when I need/want to.
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