I typically just do the black leather-ish covers from shutterfly for my yearly albums, because I like that they all match on a shelf, but that is starting to annoy me so I may start changing that in 2012. In a few years, when I have dozens, I think the matchy thing will make it too hard to find a certain year.
Here in the cover of my WITL.
And the back cover:
And this will be the front page of my cruise album. (Not sure about the cover yet.)
And this is the first page of my 2011 album: