So a frog walks into a bank.

[LenaGardner]

he hops up to the teller and tells the lady...

"Hi I'm Kermit Jagger and I'd like a loan."

and she says,

"Hi, I'm Patricia Whack and I'd love to help you. But you can't have a loan without collateral."

and he says,

"Oh, that won't be a problem. I have this ceramic elephant, see?"

and she says,

"Mr. Jagger that won't really be enough. It has no value."

and he says, (in true Lena fashion I might add),

"Let me speak with your supervisor."

So Patricia Whack gets her supervisor and explains the situation. She tells the bank manager,

"This frog says he needs a loan and all he has is this---I don't even know what this is--for collateral."

The bank manager says,

"It's a knick knack Patty Whack. Give the frog a loan. His old man's a Rolling Stone."