Gerber Life Insurance?

[Jengerbread88]

I was just wondering if anyone had gotten Gerber Life Insurance for their kids? If you have, what do you think about it? I keep getting mailings from Gerber, and while their plans sound really good, I am keeping in mind that what they send me is, of course, MEANT to sell me on the plan.

The monthly premium for a $15,000 plan is less than $10, if I buy it before my baby turns one. They say that at age 18, the coverage doubles, but it's still the same premium. And it says that at age 25, my kid can either cash out the plan for the amount we paid in premiums, or keep the plan, with the option to buy additional coverage (even if they have health issues or are military or anything else that keeps them from qualifying for other insurances). It all SOUNDS really good.

....I just want to know if it IS good.