Memorial page help

[AshleyMilfd]

I'll try and keep as short but pls bare with me.

My mother suddenly died 2 weeks ago at 56yrs old. We havent had a memorial yet as we are waiting on funds (go fund me etc) and wanted to see how the COVID panned out.

I want a scrap layout in her memory since she loved my cards, but I am NOT dealing well and I cannot do it. I wanted to have one ready in place of the memorial cards they hand out.

I was thinking of hiring someone since it would also produce a higher quality product then I can on my phone.

So here are my delimas and questions
1) if I pay someone to do this is that scrap for hire and crosses over into commercial use territory?
2) if I end up doing it myself Is it commercial use?
3) does anyone have any layouts that are similar to this?

Thanks in advance for any advice